QHIX is the solution that brings together group enrollment, communication and administration in a single product. We pioneered this space and offer a battle-tested, fully mature product that has enrolled more than 2 million individuals and counting. QHIX works end-to-end and all-around, encompassing all stakeholders and an entirety of enrollment and administration capabilities in a single solution.
Private exchanges allow insurers to deeply engage with consumer prospects and members, but they also present new and significant operational demands.
Insurers need to offer employers and brokers tools to securely share enrollment administration responsibilities. They also need to accommodate a wide range of contribution funding strategies across multiple products to help groups manage costs. Moreover, insurers need actionable information about members’ shopping and enrollment choices to monitor and improve business performance.
The Array Spectrum® Insurer Administration module is designed from the ground up with these needs in mind. It not only helps insurers manage their private exchanges, it also provides the security, delegation capabilities, workflows and reporting needed for effective operations. Through Insurer Administration, new products can be quickly brought to market and actionable data can be gathered to improve business results.
Key Capabilities and Benefits for Insurers:
Employers need to manage health insurance costs while providing the wide range of benefits employees want.
Insurers need to accommodate innovative employer funding and employee contribution approaches to help their employer groups control costs. In addition, employers need efficient tools to administer employee benefits and gather new types of information to monitor and manage costs.
The Administration module is designed from the ground up to help insurers extend tools to HR administrators. Through the insurer’s private exchange, administrators can manage employee eligibility and benefits, employer funding and payroll deduction accounting, invoice presentment, and employee updates and life event changes. Throughout, Employer Administration helps employers provide great service to their employees while precisely controlling healthcare costs.
Key Capabilities and Benefits for Employers:
Brokers are embracing insurers’ private exchanges to continue supporting their employer groups.
Brokers need to help employers control costs by advising them about innovative employer funding and employee contribution approaches. They need to securely share administration responsibilities with employers and insurers. From insurers, they need reporting that helps them support their employer groups well.
QHIX is designed to help brokers manage a wide range of tasks efficiently, including onboarding new groups, managing employee information, updates and changes, and configuring employer contribution strategies. Throughout, it helps brokers deliver excellent service to employers and their employees.
Key Capabilities and Benefits for Brokers: